Demat Account Guide


A Demat account is used to hold shares and other securities in electronic form, instead of paper certificates. In India, it is opened with a SEBI-registered Depository Participant (DP) and is mainly used for holding and transferring securities. To start investing, you usually need three linked accounts: a Demat account, a trading account, and a bank account. Opening one normally involves completing KYC and submitting identity, address, bank, and PAN details through your broker or DP. For small investors, a Basic Services Demat Account (BSDA) can reduce annual maintenance charges. Always choose a trusted, SEBI-registered provider and review charges carefully.